Instant personal loans with minimal documentation, competitive interest rates, and flexible repayment tenures — designed for every salaried & self-employed individual.
Designed to meet the financial needs of today's modern Indian individual with complete transparency.
Loan amount credited to your account within 24–48 hours post document verification and approval.
Completely unsecured loan — no need to pledge any property, gold, or assets as security.
Choose repayment period from 12 to 60 months based on your repayment capacity and convenience.
Zero hidden charges. All processing fees, pre-closure penalties clearly disclosed upfront as per RBI guidelines.
Facility to make part pre-payments after 12 months with nominal charges to reduce your outstanding principal.
Bank-grade 256-bit SSL encryption for all your personal and financial data. Strictly compliant with IT Act 2000.
Rates are linked to the bank's MCLR / Base Rate as per RBI directives. Rates effective from current quarter.
| Loan Category | Loan Amount | Tenure | Interest Rate (p.a.) | Status |
|---|---|---|---|---|
| Salaried – Government / PSU | Up to ₹10 Lakh | 12 – 60 Months | 10.50% – 12.00% | Active |
| Salaried – Private Sector | Up to ₹10 Lakh | 12 – 48 Months | 11.00% – 13.50% | Active |
| Self-Employed Professional | Up to ₹15 Lakh | 12 – 60 Months | 12.00% – 15.00% | Active |
| Senior Citizen Special | Up to ₹5 Lakh | 12 – 36 Months | 10.50% – 11.50% | Special |
| Self-Employed Business | Up to ₹25 Lakh | 12 – 60 Months | 13.00% – 18.00% | Active |
RBI Disclosure: Interest rates mentioned above are indicative and subject to change based on RBI policy, market conditions, and individual credit profile. Processing fee of 0.50% – 2.00% of loan amount applicable. Pre-closure charges: Nil after 12 months for floating rate loans (as per RBI circular). GST applicable as per prevailing rates. Please contact the branch for the most current applicable rates.
Estimate your monthly instalment instantly
Verify your eligibility criteria online or visit the nearest branch for a quick assessment.
Complete the personal loan application form with accurate personal and financial details.
Provide KYC, income proof and other required documents to the branch or loan officer.
Bank verifies your documents and assesses your creditworthiness and repayment capacity.
Upon approval, the loan amount is disbursed to your savings account within 24–48 hours.
Regulatory Information: This bank is regulated by the Reserve Bank of India (RBI). All personal loan products are subject to RBI Master Direction – Loans & Advances (2023), Fair Practices Code, and KYC norms. Loan sanction is at the sole discretion of the bank. Interest rates and terms are subject to change. Borrowers are advised to read all loan documents carefully before execution. For grievances, contact the bank's designated Grievance Redressal Officer or visit www.rbi.org.in
Our banking experts are ready to help you choose the right scheme.
