KTCCB
Wed, 11 Mar 2026 RBI Regulated CBS Enabled

Current Deposit

Unlimited
Transactions/Month
₹10,000
Minimum Balance
₹5 Lakh
DICGC Insured

About Current Deposit

At The Kalna Town Credit Co-operative Bank Ltd., we understand that your daily business demands fast, uninterrupted, and reliable banking. Our Current Deposit Account is purpose-built for traders, merchants, proprietors, firms, companies, and institutions who require a high-frequency transaction account with no limits on withdrawals or deposits.

With overdraft facilities, multi-mode transaction support (cash, cheque, NEFT/RTGS, IMPS), and dedicated relationship management, our Current Account empowers your business to move forward — regulated under the Reserve Bank of India guidelines and the West Bengal Co-operative Societies Act for your complete peace of mind.

Features of Current Account

Our bank provides the following features for current account holders:

No restriction on number of transactions per day
Cheque book facility with high transaction limits
Overdraft / cash credit facility available
RTGS / NEFT / IMPS / online fund transfer
Dedicated relationship manager for business accounts
Passbook and monthly account statement facility
Nomination facility available for all accounts
Standing instructions for automatic payments
Multi-signatory / joint account facility
Free SMS and email alerts on every transaction
ATM / Debit card for round-the-clock cash access
DICGC deposit insurance up to ₹5,00,000

Charges & Rate Table

# Account Type / Category Minimum Balance Effective From
1 Individual / Proprietorship Current Account ₹10,000 01-Apr-2024
2 Partnership Firm / Company Account ₹25,000 01-Apr-2024
3 Trust / Society / NGO Account ₹15,000 01-Apr-2024

Charges and minimum balance requirements are subject to change as per RBI guidelines and Bank Board decisions. Please contact our branch for the latest details before opening an account.

Eligibility Criteria

  • Resident Indian individuals (single or joint)
  • Proprietorship firms & traders
  • Partnership firms & LLPs
  • Private & public limited companies
  • Trusts, societies & NGOs
  • Must be within Purba Bardhaman district

Documents Required

  • Duly filled Account Opening Form
  • 2 recent passport-size photographs
  • Aadhaar Card (mandatory KYC)
  • PAN Card / Form 60 (if no PAN)
  • Business registration / GST certificate
  • Address proof of business premises

How to Open Your Account

01
Download Form

Download the Account Opening Form from the link above or collect it at our branch.

02
Fill Application

Fill all required fields carefully. Attach 2 passport-size photos and self-attest documents.

03
Visit Branch

Submit the completed form at the Kalna branch with original documents for verification.

04
Account Activated

Receive your cheque book, passbook, and ATM card within 3–5 working days.

Ready to power your business with KTCCB?

Visit our branch today or download the application form and experience the difference of a trusted co-operative bank.

Looking for Support for Your Business or Financial Goals?

Our banking experts are ready to help you choose the right scheme.