KTCCB
Thu, 30 Apr 2026 RBI Regulated CBS Enabled

ATM Service

24×7
ATM Availability
NFS
Pan-India Network
OTP
Secure Payments
Instant
Cash Withdrawal

RuPay Debit cum ATM Card

Our Bank's RuPay Debit cum ATM Card allows you the flexibility to operate your account 24 hours a day, 7 days a week — anywhere in India. Use it at our Bank ATM or at any ATM on the National Financial Switch (NFS) network that displays the RuPay logo.

You can check your balance, get a mini statement, change your PIN, and withdraw cash securely without visiting the branch.

Merchant & Online Payments

The RuPay Debit Card is accepted at millions of merchant outlets across the country for point-of-sale purchases. Shop online on any leading e-commerce portal with complete security through the One-Time Password (OTP) verification sent to your registered mobile number.

1 Select Debit Card on payment page
2 Enter Card Number, Expiry & 3-digit CVV
3 Enter OTP received on registered mobile
4 Click Submit — Transaction Complete!

Indicative process. Different websites may follow slightly different procedures.

Key Features & Benefits
Easy Eligibility

Any KTCCB savings or current account holder can apply for a RuPay ATM-cum-Debit Card.

Cash Withdrawal

Withdraw cash at any NFS / RuPay enabled ATM across India, any time of day or night.

Balance Enquiry

Check your account balance and obtain a mini-statement without a branch visit.

PIN Management

Change your ATM PIN at any time at our ATM or via mobile banking for enhanced security.

POS Payments

Swipe at merchant POS terminals across retail outlets, petrol stations, hospitals, and more.

Online Shopping

Shop on e-commerce portals securely with OTP-based two-factor authentication.

Utility Bill Payment

Pay electricity, water, gas, and phone bills instantly via mobile banking or the bank portal.

Zero Liability

Report unauthorised transactions immediately; benefit from RBI-mandated zero-liability protection.

Important Security Notice

Never share your PIN or OTP with anyone, including bank staff. Always cover the keypad while entering your PIN. Report lost/stolen cards immediately on 1800-180-4300 (Toll-Free).

Looking for Support for Your Business or Financial Goals?

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